*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
:root {
  --navy: #0B1F3A; --accent: #C8853A; --gold: #E9A84C;
  --white: #FAFAF8; --sky: #EEF5FC; --muted: #6B7A8D;
  --border: #D8E4EF; --max: 1060px;
}
html { scroll-behavior: smooth; }
body { font-family: 'Outfit', sans-serif; background: var(--white); color: var(--navy); overflow-x: hidden; line-height: 1.6; }

/* NAV */
nav { position: sticky; top: 0; z-index: 100; display: flex; justify-content: center; padding: 1rem 2rem; background: rgba(250,250,248,0.96); backdrop-filter: blur(12px); border-bottom: 1px solid var(--border); }
.nav-inner { max-width: var(--max); width: 100%; display: flex; align-items: center; justify-content: space-between; }
.logo { font-family: 'Outfit', sans-serif; font-weight: 600; font-size: 1.2rem; color: var(--navy); text-decoration: none; letter-spacing: -0.02em; }
.logo span { color: var(--accent); }
.nav-links { display: flex; gap: 2rem; align-items: center; }
.nav-links a { color: var(--muted); text-decoration: none; font-size: 0.86rem; transition: color 0.2s; }
.nav-links a:hover { color: var(--navy); }
.nav-cta { background: var(--navy); color: var(--white) !important; padding: 0.5rem 1.2rem; border-radius: 6px; font-weight: 500; }
.nav-cta:hover { background: var(--accent) !important; }

/* PAGE HERO */
.page-hero { background: var(--navy); padding: 5rem 2rem 4rem; text-align: center; position: relative; overflow: hidden; }
.page-hero::before { content: ''; position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); width: 600px; height: 400px; background: radial-gradient(ellipse, rgba(200,133,58,0.1) 0%, transparent 70%); pointer-events: none; }
.page-hero-inner { max-width: var(--max); margin: 0 auto; position: relative; z-index: 1; }
.page-label { font-size: 0.68rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold); margin-bottom: 1rem; }
.page-hero h1 { font-family: 'Cormorant Garamond', serif; font-size: clamp(2.2rem, 4vw, 3.4rem); font-weight: 600; color: var(--white); line-height: 1.1; letter-spacing: -0.02em; margin-bottom: 1.2rem; }
.page-hero h1 em { font-style: italic; color: var(--gold); font-weight: 400; }
.page-hero p { font-size: 1rem; color: rgba(255,255,255,0.5); max-width: 580px; margin: 0 auto; font-weight: 300; line-height: 1.75; }

/* CONTENT */
.content { max-width: var(--max); margin: 0 auto; padding: 4rem 2rem; }
.content h2 { font-family: 'Cormorant Garamond', serif; font-size: 2rem; font-weight: 600; color: var(--navy); margin-bottom: 1rem; letter-spacing: -0.02em; }
.content h2 em { font-style: italic; color: var(--accent); font-weight: 400; }
.content h3 { font-size: 1rem; font-weight: 600; color: var(--navy); margin-bottom: 0.5rem; margin-top: 2rem; }
.content p { font-size: 0.95rem; color: #445566; line-height: 1.8; margin-bottom: 1.2rem; font-weight: 300; }
.content ul { padding-left: 1.2rem; margin-bottom: 1.2rem; }
.content ul li { font-size: 0.93rem; color: #445566; line-height: 1.75; margin-bottom: 0.4rem; font-weight: 300; }

/* SECTION BLOCKS */
.section-block { padding: 3rem 2rem; border-top: 1px solid var(--border); }
.section-block-inner { max-width: var(--max); margin: 0 auto; }
.section-label { font-size: 0.68rem; font-weight: 500; letter-spacing: 0.14em; text-transform: uppercase; color: var(--accent); margin-bottom: 0.8rem; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: start; }
.three-col { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.5rem; }

/* CARDS */
.info-card { background: var(--sky); border-radius: 14px; padding: 1.8rem; border: 1px solid var(--border); }
.info-card h3 { font-size: 0.95rem; font-weight: 600; color: var(--navy); margin-bottom: 0.5rem; margin-top: 0; }
.info-card p { font-size: 0.85rem; color: var(--muted); margin-bottom: 0; line-height: 1.65; }
.icon-wrap { width: 36px; height: 36px; border-radius: 9px; background: var(--white); border: 1px solid var(--border); display: flex; align-items: center; justify-content: center; margin-bottom: 1rem; }
.icon-wrap svg { width: 17px; height: 17px; stroke: var(--accent); fill: none; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }

/* PROCESS STEPS */
.steps { display: grid; grid-template-columns: repeat(4,1fr); gap: 2rem; }
.step { padding-top: 0.5rem; position: relative; }
.step-num { font-family: 'Cormorant Garamond', serif; font-size: 2.8rem; font-weight: 600; color: var(--border); line-height: 1; margin-bottom: 0.6rem; }
.step h3 { font-size: 0.9rem; font-weight: 600; color: var(--navy); margin-bottom: 0.4rem; margin-top: 0; }
.step p { font-size: 0.83rem; color: var(--muted); line-height: 1.65; margin-bottom: 0; }
.step::after { content: '→'; position: absolute; top: 1.8rem; right: -0.8rem; color: var(--border); font-size: 1rem; }
.step:last-child::after { display: none; }

/* CTA STRIP */
.cta-strip { background: var(--navy); padding: 4rem 2rem; text-align: center; }
.cta-strip-inner { max-width: var(--max); margin: 0 auto; }
.cta-strip h2 { font-family: 'Cormorant Garamond', serif; font-size: 2.2rem; font-weight: 600; color: var(--white); margin-bottom: 0.8rem; }
.cta-strip p { color: rgba(255,255,255,0.45); font-size: 0.95rem; font-weight: 300; margin-bottom: 1.8rem; }
.btn-gold { background: var(--gold); color: var(--navy); padding: 0.9rem 2.2rem; border-radius: 8px; font-size: 0.92rem; font-weight: 600; text-decoration: none; display: inline-block; transition: all 0.2s; }
.btn-gold:hover { background: var(--white); transform: translateY(-2px); }

/* FOOTER */
footer { background: var(--navy); border-top: 1px solid rgba(255,255,255,0.08); padding: 2rem; }
.footer-inner { max-width: var(--max); margin: 0 auto; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 1rem; }
.footer-logo { font-family: 'Outfit', sans-serif; font-weight: 600; color: var(--white); font-size: 1rem; }
.footer-logo span { color: var(--accent); }
.footer-links { display: flex; gap: 1.5rem; }
.footer-links a { color: rgba(255,255,255,0.35); text-decoration: none; font-size: 0.78rem; }
.footer-links a:hover { color: var(--gold); }
.footer-email { color: rgba(255,255,255,0.35); font-size: 0.78rem; text-decoration: none; }
.footer-email:hover { color: var(--gold); }

/* BREADCRUMB */
.breadcrumb { padding: 0.8rem 2rem; background: var(--sky); border-bottom: 1px solid var(--border); }
.breadcrumb-inner { max-width: var(--max); margin: 0 auto; font-size: 0.75rem; color: var(--muted); }
.breadcrumb-inner a { color: var(--muted); text-decoration: none; }
.breadcrumb-inner a:hover { color: var(--accent); }
.breadcrumb-inner span { margin: 0 0.4rem; opacity: 0.4; }

/* HIGHLIGHT BOX */
.highlight-box { background: var(--navy); border-radius: 14px; padding: 2rem 2.5rem; color: var(--white); margin: 2rem 0; }
.highlight-box h3 { font-family: 'Cormorant Garamond', serif; font-size: 1.5rem; font-weight: 600; color: var(--white); margin-bottom: 0.5rem; margin-top: 0; }
.highlight-box p { color: rgba(255,255,255,0.55); font-size: 0.88rem; margin-bottom: 0; font-weight: 300; line-height: 1.7; }

/* FAQ */
.faq { border-top: 1px solid var(--border); }
.faq-item { border-bottom: 1px solid var(--border); padding: 1.2rem 0; }
.faq-q { font-size: 0.95rem; font-weight: 500; color: var(--navy); margin-bottom: 0.6rem; }
.faq-a { font-size: 0.88rem; color: var(--muted); line-height: 1.7; font-weight: 300; }

/* RESPONSIVE */
@media (max-width: 768px) {
  .two-col { grid-template-columns: 1fr; gap: 2rem; }
  .three-col { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; gap: 1.5rem; }
  .step::after { display: none; }
  .nav-links { display: none; }
  .footer-inner { flex-direction: column; text-align: center; }
  .footer-links { justify-content: center; }
}
@media (max-width: 480px) {
  .steps { grid-template-columns: 1fr; }
}